Flipping a property takes time, but when it doesn’t sell, carrying costs like interest, taxes, and utilities can eat into your profits
Refinancing with a no-origination-fee loan lets you reduce expenses, extend your timeline, and pivot your strategy—whether you hold as a rental or wait for the right buyer
Lower monthly payments, no upfront fees, and flexibility to adapt to market conditions.
Discover personalized financial solutions designed to meet your unique needs. From personal loans to comprehensive wealth management, CTF Funding guides you towards financial empowerment and stability.
Explore how Hunter used our Flip Bailout Loan
Hunter had a flip that had been on the market for over 120 days, and his Hard Money loan was maturing, with an additional 2 points to extend the loan for 3 months.
Instead of Extending the loan he used our NO POINT bailout loan.
$400,000 Property Value
$300,000 Loan Amount
Hard Money Loan Rate 11.99%
2% Extension Fee ($6,000.00)
$300,000 Loan Amount
8.5% Interest Only
0% Origination Fee + Lender Credit of .5%
1 Year, 1% Pre Pay
Hunter Saved $16,640 his 1st year.
Reduced Monthly Payment $872.50/Month
Still has flexibility to Sell now or wait
30 year loan with 10 year Interest only
1 year 1% Pre Pay penalty


Hard Money Fix and Flip loans up to 75% LTV
DSCR 30 year Rental Loans up to 80% LTV
New Construction Loans
1st Time Investor Loans
CTF Funding assists with buying homes, refinancing, or securing home equity loans, offering several options and expert advice to help manage and finance your ideal home ownership path.



CTF Funding helped me get higher leverage and rehab funds on a refinance of my duplex.



CTF funding bailed me out with a portfolio loan for my 5 properties.


Cliff H.

CTF helped me get my loan closed for a refinance of my Fix and Flip Property.
FAQs
Your Questions Answered: Quick Insights on Navigating Financial Services with CTF Funding
What credit scores are required for a CTF Funding loan?
CTF Funding accepts a variety of credit scores. Higher scores get better rates, but options exist for lower scores too, Minimum of 600 Fico.
How quickly can CTF funding close?
A DSCR Bailout Loan typically closes in 30 days.
Are there any prepayment penalties on CTF Funding mortgages
Yes, Pre Payment ranges from 1 year to 5 years, which makes a big difference on your annual interest rate.
What kind of investment options are available through your wealth management services
We offer stocks, bonds, mutual funds, ETFs, and private equity options tailored to different investment goals
Can I apply for financing online, or do I need to visit a branch
CTF Funding offers a fully digital application process. You can apply, submit all required documentation, and track your application status all online. However, our branches are also happy to welcome you if you prefer a face-to-face meeting.
What measures does CTF Funding take to protect my personal and financial information?
CTF Funding uses advanced encryption technologies and complies with all relevant regulations to protect your data.